INTEREST RATES
SHARES
FIXED PERIOD PAID-UP SHARES
Half Yearly
9.07%
Monthly
8.90%
Effective 17 December 2024
SAVINGS ACCOUNTS
SUPER SAVER
R0 to R4 999
4.85%
R5 000+
6.10%
Effective 1 December 2024
INDEFINITE PERIOD PAID-UP SHARES
Half Yearly
9.30%
Monthly
9.12%
Effective 1 July 2023
OTHER SAVINGS ACCOUNTS
R0 to R9 999
4.40%
R10 000 to R49 999
4.65%
R50 000+
4.85%
Effective 1 December 2024
SUBSCRIPTION SHARES
Yearly
9.30%
Effective 1 July 2023
TAX FREE SAVINGS ACCOUNTS
(yearly and lifetime contribution limits apply)
7-day call
7.75%
Effective 1 December 2024
Super Saver accounts are restricted to a single withdrawal per year
Tax Free Savings accounts may incur a fee of R300 per withdrawal (terms and
conditions apply)
Corporate Call details are available on application
Interest rates are quoted per annum, and payment frequency is dependent on the
product chosen
TERM DEPOSITS
THIRTY TWO DAY DEPOSITS
up to R99 999
5.20%
R100 000 to R249 000
5.70%
R250 000 to R2 499 999
6.70%
R2 500 000 and above
6.95%
Effective 17 December 2024
SHORT TERM DEPOSITS (R5 000 Min)
MONTHS
MATURITY
MONTHLY
2 to 6
6.42 to 6.49%
6.40%
7 to 11
7.12 to 7.21%
7.00%
LONG TERM DEPOSITS (R5 000 Min)
MONTHS
MATURITY
ANNUALLY
½YEARLY
MONTHLY
12 to 17
8.95 to 9.11%
8.74%
8.60%
18 to 23
9.14 to 9.31%
8.88%
8.74%
8.60%
24 to 35
9.41 to 9.80%
8.96%
8.80%
8.65%
36 to 59
9.84 to 10.73%
8.97%
8.80%
8.65%
60
11.16%
9.27%
9.07%
8.90%
Effective 17 December 2024